The ICT (Information and Communication Technologies) industry is all
about information communication, the rapidly advancing mix of technologies that
essentially eliminates space, allowing people to easily communicate and
transact business as if they were standing next to one another. It is this
communication of information that represents the biggest single impact of the
computer age, since information only shows its full value when it is
communicated for application where it is needed.
For merchants and consumers, it’s no secret that the hottest area of ICT
today is mobile payments, the use of mobile devices for making payments. IFAN
Financials, and its wholly owned subsidiaries, iPIN Technologies and Mobicash
America, are engaged in the design, development, and distribution of software
that enhances and enables mobile payments.
iPIN Technologies is developing a range of processing services for the
industry’s future devices, and is currently developing a new method of online
selling through debit card payments and processing. Using a special iPIN keypad
that attaches to any smartphone through the headphone jack, a mobile device is
instantly converted to a consumer PIN debit “same-as-cash” payment solution.
Transactions are processed through the private and secure iPIN Technologies
Network. Merchant and gaming websites never see or store a card’s information.
iPIN Technologies has exclusive rights to two patents that enable the company
to secure transactions by withholding customer data and using triple data encryption.
Mobicash, an early stage mobile payments technology company, via its
platform product called Quidme, is able to use a mobile phone’s text messaging
function to operate on almost any phone or network, with or without data
service. Quidme allows users to pay bills, purchase goods and services, and
send money to friends, even internationally, via simple text message. No bank
account is required, and money is transferred immediately.
IFAN’s products are being developed to combine the functionality of
social media, ecommerce, and banking with the overall mobile environment, to
meet the ever changing and expanding demands of the mobile commerce market.
For more information, visit www.ifanfinancial.com
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