Mobile Lads Corp. (MOBO) Offers Mobile Payment Authentication and Processing Solutions

Through its Xtreme Mobility division, Mobile Lads has gained access to technology and intellectual property assets that are solidifying the company’s position as a leading provider of wireless transaction software solutions.

Mobile Lads develops and delivers secure, convenient wireless transaction software solutions for the consumer finance, web and health payment processing sectors. The company serves movie theatres, spa hotels, amusement parks, concerts, sports events and other midsize businesses.

With its suite of patented, mobile authentication and payment offerings, Mobile Lads provides efficient, nonstop access to time-sensitive data on multiple network standards. The products and services, accessible through the Xtreme Mobility division, focus on three essential technologies that simplify and secure wireless communications: xmVerify, xmBilling, and xmOne.

xmVerify

xmVerify is Mobile Lads’ flagship product offering. A real-time mobile transaction security service that helps to combat credit card fraud, xmVerify gives users making purchases control over the authorization process. During a purchase, xmVerify sends a transaction authorization request to a user’s mobile phone to ensure authenticity; the user then interacts with the transaction request to verify the authenticity of the transaction. The product, which uses one of the best cryptographic services, is in compliance with a majority of existing mobile platforms. xmVerify’s security algorithm and application were specially designed to function properly using limited battery and processing power on mobile devices.

xmBilling

xmBilling provides users with a protected, convenient way to look over and approve automatic billing transactions, alleviating the challenges of volume-based and automated billing. The mobile platform sends users a text message with a URL leading to an online e-bill where they can review the bill details and authorize payment via credit card using a PIN number. From notification to review to authorization to ad-hoc payment, xmBilling is an end-to-end solution that helps customers make on-time payments.

xmOne

xmOne offers an array of encrypted mobile services, including payment processing, marketing, prepaid account top-up, and emergency notification solutions. The mobile platform is the perfect solution for students and higher education institutions; it interfaces with a school’s existing campus card account system and allows students to perform a range of banking transactions straight from their cell phones. The educational institution also benefits from factors such as the increased use of its flex-dollar system and customization to match its individual school brands. xmOne is a standalone system hosted at a secure Canadian hosting facility. Planned with modularity in mind, each xmOne service is offered as a module and installed when requested, allowing for upgrades in the future.

For more information, visit www.mobilelads.com

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