Cardium Therapeutic’s wholly owned subsidiary, LifeAgain Insurance Solutions, today announced its support of Life Insurance Awareness Month throughout September.
The campaign is sponsored by the Life and Health Insurance Foundation for Education (LIFE), an organization dedicated to helping individuals take personal financial responsibility through the ownership of life insurance. They also promote other types of insurance, such as disability and long-term care, to help the insured keep their loved ones financially protected.
Life insurance rates for the traditionally insurable population are more affordable than ever, but the percentage of U.S. households that own individual life insurance has steadily declined over the past 25 years—from 62 percent in 1985 to a low of 44 percent in 2010.
For cancer patients who truly need life insurance, it is often a struggle to obtain adequate coverage, let alone get a policy in the first place. Life insurance typically only becomes an option after five years of being cancer free; even then, gaining coverage can be an uphill battle depending on the type, stage, grade of the cancer, and the treatment plan.
To address this problem, LifeAgain recently launched its BlueMetric™ Select term life insurance program for men with active localized prostate cancer. The BlueMetric Select program was developed based on LifeAgain’s Advanced Medical Data Analytics Platform Technology, also known as ADAPT™.
The BlueMetric Select program assists life insurance companies in providing eligible men with life insurance coverage following a cancer diagnosis or upon the completion of a prostate cancer surgery, without the traditional multi-year waiting periods and additional medical re-qualifications generally required by most life insurance companies.
For more information on the BlueMetric Select Program, Life Insurance Awareness Month, and more of the company’s initiatives, please visit www.lifeagain.com.
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