From its
offices in Aventura, Florida, and Toronto, Canada, Mobile Lads offers three
core technologies to deliver secure, wireless transaction software solutions
for the growing consumer finance, web and health payment processing sectors.
With a stern focus on mobile commerce, the fastest-growing segment of the $1.5
trillion global e-commerce market, Mobile Lads aims to fill a specific need and
expand its industry-leading position.
Though
trends in consumer and merchant transactions are shifting toward mobile
commerce, acceleration of this growth is crimped due to concerns of security
and privacy associated with the actual transaction. Challenge often breeds
opportunity, and through its Xtreme Mobility division, Mobile Lads has
developed a suite of high-security solutions to address this concern and
prevent unauthorized transactions.
Mobile
Lads’ core mobile platforms, xmVerify, xmBilling, and xmOne, are designed to
simplify and secure wireless communications. The company’s solutions provide
streamlined, continuous access to time-sensitive information and data on
multiple network standards.
Using
cutting-edge cryptographic services, the company’s xmVerify solution prevents
credit card fraud by giving users control over the authorization process when
making purchases. The platform sends a transaction authorization request
directly to the user’s mobile phone to ensure authenticity before the
transaction is finalized. If the user does not personally authorize the
payment, the transaction is not completed.
xmBilling
enables customers to review and authorize automatic billing transactions,
alleviating significant challenges of automated and volume-based billing. The
system works by sending the user a text message with a URL leading to an online
e-bill where they can review details of the bill and authorize the payment via
credit card with the use of their PIN number.
The xmOne
mobile platform provides encrypted mobile services such as top-up, payment
processing, emergency notification and marketing, making it an ideal for
students and higher education facilities. The platform interfaces with a school’s
existing campus card account system to enable students to perform a variety of
banking transactions from their cell phones.
Leveraging
these transaction-centered technologies, Mobile Lads has a unique, tremendous
opportunity to accelerate growth in the mobile commerce market, transforming
the way buyers, sellers and credit/debit card processors do business while
achieving its mission to grow the company’s brand recognition worldwide.
For more
information, visit www.mobilelads.com
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