Debt Resolve, Inc. provides an Internet-based bidding system for the collection of past due consumer debt to banks, lenders, credit card issuers, third party collection agencies, collection law firms, purchasers of charged-off debt and large provider groups. Through the DebtResolve™ system, creditors can settle and collect delinquent and defaulted consumer debts via the Internet.
The DebtResolve™ system consists of a suite of modules that include DR Settle, which allows debtors to make offers or bids for what they can pay against their total overdue balances; DR Pay for online payments; DR Control for system administration; DR Mail, an email methodology; and DR Prevent for the settlement of consumer debt at earlier stages. The system is able to handle thousands of negotiations simultaneously without the need of a live collector.
In addition to expanding within its currently targeted markets, Debt Resolve intends to introduce their service to other segments served by the collections industry worldwide. The system may be especially valuable for the collection of low balance debt, such as that held by utility companies and online service providers, where the cost of traditionally labor intensive collection efforts may exceed the value collected.
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