Payment Data Systems is a provider of integrated payment solutions for merchants and billers, and the company delivers world-class payment acceptance through its vast suite of products. Offering specifically tailored solutions for card issuance, payment acceptance, and bill payments, Payment Data Systems has data solutions for merchants, billers, banks, service bureaus, and card issuers.
Payment forms offered by Payment Data Systems include all forms of automated clearing house (ACH) processing from accounts receivable conversion (ARC) to returned check collection (RCK); credit card acceptance or merchant services with connections to all processors – whether taken via the Web or at a counter point of sale; complete solutions for Web payments ranging from the ability to interface with more than 100 shopping carts; acceptance of all credit and debit cards; and e-checks entered by consumers or taken over the phone by customer service representatives. These payment forms can additionally be collected through an individually tailored Interactive Voice Response (IVR) system. The company’s products also include a patent-pending bill payment capability.
The company was formed in 1998 as Billserv and went on to become the industry’s most successful electronic bill presentment and payment (EBPP) company, with contract companies representing around 16% of all paper bills produced in the U.S. In 2003, the company determined that the industry needed integrated payment solutions that were efficient, secure, and cost-effective. Corporately headquartered in San Antonio, Texas, Payment Data Systems is rapidly gaining recognition in the industry and among customers as a leading solutions provider for all forms of payment processing.
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