Consorteum Holdings, Inc., an innovative payment solution provider, uses a range of technologies to allow the convenient transfer of value to customers and employees. Their services include:
• Payroll Cards – Each pay period, funds are automatically deposited to the employee’s card account, providing them with immediate access to their payroll funds no matter where they are located. Cardholders can use their cards to obtain cash and pay for purchases as they would with any cash card. It’s an ideal solution for temp workers, students, and remote employees.
• Re-loadable Prepaid Cards – Many retailers prefer re-loadable cards as a convenient way for their repeat customers to pay for products, while encouraging brand loyalty. The cards can be reloaded at selected retail locations, online, or even at a bank.
• Non Re-loadable Gift Cards – These cards are especially popular for retail chains. They have a preset value, and are designed for one-time use. They can be used at any merchant accepting major gift cards.
• Prepaid Benefit Cards – These enable local, state, and federal government agencies to deposit social assistance payments directly onto a prepaid card instead of issuing large numbers of manual checks. Healthcare cards can be loaded with a monetary value by healthcare benefit suppliers. The cards give their clients increased control over their own benefit expenses.
• Rebate Cards – Similar to non-reloadable gift cards, these cards are issued to mail-in rebate recipients, allowing them to use rebate monies at almost any retail location.
• Loyalty Cards – These establish a strong relationship between consumer and provider, and can be customized to specific industries and merchants. The card identifies the consumer, and lets them redeem points for pre-selected awards. The provider can also track the activity of consumer spending habits and redemption activity.
In addition to cards, Consorteum has established relationships with several large card processors, allowing reduced merchant discount rates; the fees charged to a merchant in order to accept payment from any of the major credit card companies.
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